Credit information, consolidation and credit market performance: Bank-level evidence from developing countries

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17 Citations (Scopus)

Abstract

Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance.

Original languageEnglish
Pages (from-to)23-36
Number of pages14
JournalInternational Review of Financial Analysis
Volume32
DOIs
Publication statusPublished - Mar 2014
Externally publishedYes

Keywords

  • Bank lending
  • Banking market concentration
  • Governance
  • Information sharing

ASJC Scopus subject areas

  • Finance
  • Economics and Econometrics

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